Terrorism coverage, for both foreign and domestic events, is included as a covered reason under the Trip Cancellation benefit of all Tin Leg policies. In order to be covered under this benefit, an event must be deemed as an official terrorist incident by the U.S. Department of State. The policy must be purchased before the event has occurred. Tin Leg policies also require the terrorist attack to occur within 50 miles of a city listed on the traveler’s itinerary, and within seven days of their trip departure. Tin Leg’s Economy and Standard policies provide 100% reimbursement of prepaid and nonrefundable… Read More
trip interruption
Can I insure frequent flyer miles in the cost of my trip?
Frequent flyer miles and similar travel awards, such as hotel or motel awards, cannot be included in the trip cost for your covered trip. The value of air miles and rewards points are not insurable expenses on a travel insurance policy because there is no exact dollar value to associate with the points. However, you can insure any out-of-pocket expenses related to the miles, such as taxes. Re-banking fees can also be insured. In the event a trip is cancelled or interrupted, the fees incurred for re-depositing the awards back into your account can be reimbursed. Tin Leg’s Economy, Standard,… Read More
Position Statement Nepal Earthquake
Updated: 4/27/2015 On Saturday, April 25th, a 7.8-magnitude earthquake occurred in Nepal, sending tremors through India, Bangladesh, Tibet, and on Mount Everest. All Tin Leg policies offer Trip Cancellation and Trip Interruption coverage for earthquakes under the Hurricane and Weather benefits. As of April 25th, the earthquake is no longer considered an unforeseen event. Coverage related to the Nepal Earthquake is not available for policies purchased after this date. Policies purchased prior to April 25th may have coverage for the earthquake. In order for an event to be covered under Tin Leg policies, it must meet the following requirements: Occur… Read More