The Baggage Loss benefit provides reimbursement for lost, stolen, and damaged luggage and personal effects while on a covered trip. These items can be owned, borrowed, or rented, and commonly include luggage, clothing, footwear and jewelry. Tin Leg also provides reimbursement for the fees associated with the replacement of a lost or stolen passport, as well as charges and interest incurred by unauthorized use of lost or stolen credit cards during a covered trip. Under this benefit, Tin Leg’s Economy, Standard, and Luxury policies will reimburse up to $500 per person and $100 per item. Some exclusions apply to the… Read More
Travel Insurance
Is terrorism a covered reason to cancel my trip?
Terrorism coverage, for both foreign and domestic events, is included as a covered reason under the Trip Cancellation benefit of all Tin Leg policies. In order to be covered under this benefit, an event must be deemed as an official terrorist incident by the U.S. Department of State. The policy must be purchased before the event has occurred. Tin Leg policies also require the terrorist attack to occur within 50 miles of a city listed on the traveler’s itinerary, and within seven days of their trip departure. Tin Leg’s Economy and Standard policies provide 100% reimbursement of prepaid and nonrefundable… Read More
What is the difference between Trip Cancellation and Cancel for Any Reason?
Both Trip Cancellation and Cancel for Any Reason offer coverage to cancel a trip, however there are many important differences between the two benefits. The main difference between Trip Cancellation and Cancel for Any Reason, is that Cancel for Any Reason is an optional upgrade that allows a traveler to cancel their trip and receive 75% reimbursement for any reason that is not otherwise covered by the standard Trip Cancellation coverage. Trip Cancellation The standard Trip Cancellation benefit included in Tin Leg policies provides reimbursement for prepaid and non-refundable trip costs if a trip is cancelled due to one of… Read More