Position Statement – Toronto Van Attack

On April 23, 2018, a man drove a van into a group of people in Toronto, Canada, killing 10 people and injuring at least 15 others.

What you need to know about your policy:
As of April 24, the U.S. government has not declared the incident an act of terrorism, meaning there is currently no coverage for losses related to the attack for current Tin Leg policyholders.

If the attack is named a terrorist event, there may be coverage for Tin Leg Standard or Luxury customers to cancel or interrupt their trip. In order to be eligible for these benefits, a Standard or Luxury policy must have been purchased prior to April 23. Tin Leg Economy policyholders do not have coverage for terrorist incidents.

Trip Cancellation and Trip Interruption Coverage for Terrorism:
In order for an event to be covered under the Tin Leg Standard or Luxury policies, it must occur on or after your policy’s effective date and must be deemed an act of terrorism by the U.S. government. It also must occur within 30 days of your departure date and meet the following requirements:

  • The incident must be in connection to an organization that has the intent to overthrow or influence the government
  • The incident must not be an act of war
  • The incident must result in loss of life or major damage to property

In addition to Trip Cancellation and Trip Interruption coverage, other benefits, including Trip Delay, Emergency Medical, and Medical Evacuation, may also be available for coverage related to this event.

In the event of an emergency, please contact Tin Leg’s 24-hour Emergency Assistance department as soon as reasonably possible at:

  • Emergency Assistance Inside US: 844-927-9265 (Toll Free)
  • Emergency Assistance Outside US (Collect Call): 001-727-264-5657
  • Emergency Assistance Email: emergency@tinleg.com

In the event of a claim, please contact Tin Leg’s Claims department at 844-240-1233 or claims@tinleg.com.
Start your claim online: https://www.tinleg.com/report-claim/

Please contact Tin Leg with any questions at 844-240-1233, we are delighted to answer any additional questions.