What does the Travel Delay benefit cover?

Travel Delay provides reimbursement for costs, including meals and accommodations, when a trip is delayed for a covered reason. Tin Leg policies provide Travel Delay coverage when a “€œhazard” impacts an insured’€™s trip. “€œHazard” includes any delay of a common carrier, including inclement weather.

All Tin Leg policies include coverage under the Travel Delay benefit for the following expenses:

  1. a) any prepaid, unused, non-refundable land, air, or water accommodations;
  2. b) any reasonable additional expenses incurred (meals, accommodations, local Transportation, and telephone calls);
  3. c) an economy fare from where the travelers trip was delayed to where the traveler can resume their covered trip; or
  4. d) a one-way economy fare to return the traveler to their originally scheduled return destination.

These expenses are eligible for reimbursement on a one-time basis up to the maximum amount shown in the Schedule of Benefits. In order to be eligible for Travel Delay coverage, the insured must be delayed for a specified amount of time.

Tin Leg’s Economy and Standard policies offer the Travel Delay benefit after a 12 hour delay in the amount of $250 per traveler, with a $100 daily limit. Tin Leg’s Luxury policy offers the Travel Delay benefit after a 6 hour delay in the amount of $500 per traveler, with a $150 daily limit.